Stockholm

Ellen Bagley, a 20-year-old from Linkoping, Sweden, fell victim to fraud shortly after making her first sale on a second-hand clothing app. She received a message asking her to verify her details, which led her to use BankID, a digital authorization system. Despite some error messages, it was too late by the time she realized something was wrong—over 10,000 Swedish kronor ($1,000) had been stolen from her account.