How to Earn Money as a Cashtic Cash Provider ("Giver")

Cashtic is a peer-to-peer cash exchange app. One side of that exchange is the "asker" — someone who needs cash nearby and requests an amount through the app. The other side is the "giver" — someone willing to meet them and hand over physical cash. Givers can set a commission percentage, a flat fee, or both, which is added on top of the amount they hand over.

How the giver role actually works

1. You open the app and see nearby cash requests ("asks") from other users.
2. Before accepting, you set your commission (a % of the amount) and/or a flat fee in your profile settings.
3. If you accept a request, you arrange to meet the asker in person, in a public location within the app's proximity check.
4. You hand over the requested cash amount; the asker pays you back the amount plus your commission/fee, via a method you both agree on.
5. The completed meet is recorded in the app, contributing to your rating and transaction history.

A worked example

Suppose someone nearby asks for $100 in cash. You've set your commission to 3% with no flat fee. If you accept and complete the meet, you provide $100 in cash and receive $103 back — your earnings on that single transaction are $3. If you'd instead set a $5 flat fee plus 2%, you'd receive $107 back ($5 flat + $2 from the 2%) for the same $100 request.

This is illustrative math only — it is not a projection of how much demand exists in your area, how often requests will appear, or what other givers charge. Actual earnings depend entirely on local demand, the fee you choose to set, and whether askers accept your rate over a competing giver's.

What determines whether this is worth doing

• Local demand: the giver role only works if there are people nearby actively requesting cash. In low-activity areas, you may see requests rarely or not at all.
• Your fee competitiveness: if your commission is much higher than other givers nearby, askers are likely to choose someone else.
• Cash on hand: you need to have the cash available to give at the time of the meet.

Risks — read this before you start

Cashtic connects you with a stranger for an in-person cash exchange. That carries real risks that no app can fully eliminate:

• Personal safety: always meet in a well-lit, public location. Cashtic shows an in-app safety reminder before every meet — read it. Never meet somewhere isolated, and trust your judgment if something feels off.
• Payment risk: depending on how you and the asker agree to settle (bank transfer, another payment app, etc.), there is a risk the other party doesn't pay as agreed after you've handed over cash. Confirm payment before completing the exchange where possible, and check the other user's rating and transaction history first.
• Scams and fake requests: as with any peer-to-peer platform, bad actors can create fake requests or attempt payment fraud. Use the app's rating system and report any suspicious behavior.
• No insurance or chargeback protection: Cashtic facilitates the introduction between users; it is not a bank and does not insure, guarantee, or reverse the cash portion of a transaction. Any dispute over a completed cash meet is between the two users involved.
• Legal and tax obligations: rules on cash exchange, money transmission, and reporting income vary by country and state, and it is your responsibility to understand and follow them. Depending on your jurisdiction, income earned through commissions or fees may be taxable and may need to be reported. Cashtic does not provide legal, tax, or financial advice — consult a qualified professional for guidance specific to your situation.

Cashtic does not guarantee any level of demand, earnings, or safety outcome. Use the giver role at your own discretion and risk, following the in-app safety guidance at every meet.

This article is for general information only and does not constitute financial, legal, or tax advice. Cashtic does not guarantee earnings, demand, or safety outcomes for any user. Always follow in-app safety guidance during in-person meets, and consult a qualified professional regarding tax or legal obligations in your jurisdiction.