Does Family Dollar Do Cash Back?
Yes. Family Dollar gives up to $50 cash back per transaction when you pay for a purchase with a debit card and PIN, for a fee of $1.50.
Family Dollar charges $1.50 for cash back up to $50 — one of the highest flat fees among US chains.
Limit and fee: Consumer Financial Protection Bureau, Issue Spotlight: Cash-back Fees (August 2024). Other details: Family Dollar store policy.
Family Dollar stores near you
Check which Family Dollar is closest, and whether a store with free cash back is nearer.
Family Dollar cash back limit
The most you can get at Family Dollar is $50 per transaction. You can ask for any amount up to $50. The limit applies to each purchase, and your bank's daily debit limit still applies on top of it.
Does Family Dollar charge for cash back?
Yes. Family Dollar charges $1.50 per cash back transaction. It is a fixed charge, not a percentage of the cash:
| Cash back | Fee | Fee as % of the cash |
|---|---|---|
| $10 | $1.50 | 15% |
| $20 | $1.50 | 7.5% |
| $40 | $1.50 | 3.75% |
| $50 | $1.50 | 3% |
To avoid the fee, use a store that gives cash back free: Walmart (up to $100), Target (up to $40), CVS (up to $60), Walgreens (up to $20) and ALDI (up to $100).
Does Family Dollar do cash back at self-checkout?
It depends on the store. Some Family Dollar self-checkout lanes offer cash back and others do not carry cash, so a staffed register is the reliable option.
How to get cash back at Family Dollar
- Buy at least one item. Cash back is added to a purchase and cannot be requested by itself.
- Pay with a debit card, insert the chip and enter your PIN. Credit cards are not offered cash back.
- When the terminal asks "Cash back?", choose an amount up to $50 and accept the $1.50 fee.
- Take the cash from the cashier or the self-checkout dispenser. It appears on your receipt and bank statement as part of the purchase.
If you tap your phone or card and the terminal skips the cash back question, the payment ran without a PIN. Ask the cashier to void it and insert the card instead.
Need more than $50?
These chains give more per transaction with no fee: Albertsons ($200), Safeway ($200), Walmart ($100) and ALDI ($100). You can also make a second purchase at Family Dollar and ask for cash back again, paying the fee each time.
The cash back near me map shows every store around you with its limit, and the ATM finder covers the cases a register cannot.
Family Dollar vs other stores
| Store | Cash back limit | Fee | Self-checkout |
|---|---|---|---|
| Walmart | $100 | Free | Yes |
| Target | $40 | Free | Yes |
| CVS | $60 | Free | Yes |
| Walgreens | $20 | Free | Varies |
| ALDI | $100 | Free | Varies |
| Kroger | $300 | $0.50–$3.50 | Yes |
| Albertsons | $200 | Free | Varies |
| Safeway | $200 | Free | Varies |
| Dollar General | $40 | $1.00–$2.50 | Varies |
| Dollar Tree | $50 | $1.00 | Varies |
| Family Dollar | $50 | $1.50 | Varies |
| Costco | $60 | Free | Varies |
| Sam's Club | $100 | Free | Varies |
| Publix | $100 | Free | Varies |
| Whole Foods | $100 | Free | Varies |
| Trader Joe's | $50 | Free | No |
| Meijer | $50 | Free | Varies |
| H-E-B | $100 | Free | Varies |
The full list of stores that give cash back covers more chains, including the ones that do not offer it at all.
Family Dollar cash back: common questions
Does Family Dollar do cash back?
Yes. Family Dollar gives cash back at checkout when you pay for a purchase with a debit card and enter your PIN. The limit is $50 per transaction, and Family Dollar charges a $1.50 fee for it.
How much cash back can you get at Family Dollar?
Up to $50 per transaction. You can ask for any amount up to $50.
Does Family Dollar charge for cash back?
Yes. Family Dollar charges $1.50 per cash back transaction. On the full $50 that is 3% of the cash you take out.
Does Family Dollar do cash back at self-checkout?
It depends on the store. Some Family Dollar self-checkout lanes offer cash back and others do not carry cash, so a staffed register is the reliable option.
Does Family Dollar do cash back with tap to pay or Apple Pay?
Not reliably. Cash back runs as a PIN debit transaction, and a tap from a phone or contactless card often goes through without asking for a PIN, so the terminal never shows the cash back option. If you tap at Family Dollar and are not offered cash back, insert the chip of your debit card and enter your PIN instead.
Can you get cash back at Family Dollar with a credit card?
No. Cash back at the register needs a debit card (or a prepaid card) and a PIN. A credit card purchase at Family Dollar will not offer it.
Do you have to buy something to get cash back at Family Dollar?
Yes. Cash back is added on top of a purchase, so you need to buy at least one item. There is no need to spend much: the cheapest item in the store is enough.