Does Walmart Do Cash Back?
Yes. Walmart gives up to $100 cash back per transaction when you pay for a purchase with a debit card and PIN, and it is free.
Walmart gives cash back with no fee at staffed registers and self-checkout, which makes it the most reliable free option in most US towns.
Limit and fee: Consumer Financial Protection Bureau, Issue Spotlight: Cash-back Fees (August 2024). Other details: Walmart store policy.
Walmart stores near you
Check which Walmart is closest.
Walmart cash back limit
The most you can get at Walmart is $100 per transaction. You can ask for any amount up to $100. The limit applies to each purchase, and your bank's daily debit limit still applies on top of it.
Does Walmart charge for cash back?
No. Cash back at Walmart is free. You pay for your purchase, the cash is added to the same debit transaction, and nothing extra is charged.
It is not free everywhere: cash back costs $0.50–$3.50 at Kroger, $1–$2.50 at Dollar General, $1 at Dollar Tree and $1.50 at Family Dollar.
Does Walmart do cash back at self-checkout?
Yes. Walmart offers cash back at self-checkout as well as at staffed registers.
How to get cash back at Walmart
- Buy at least one item. Cash back is added to a purchase and cannot be requested by itself.
- Pay with a debit card, insert the chip and enter your PIN. Credit cards are not offered cash back.
- When the terminal asks "Cash back?", choose an amount up to $100.
- Take the cash from the cashier or the self-checkout dispenser. It appears on your receipt and bank statement as part of the purchase.
If you tap your phone or card and the terminal skips the cash back question, the payment ran without a PIN. Ask the cashier to void it and insert the card instead.
Need more than $100?
These chains give more per transaction with no fee: Albertsons ($200) and Safeway ($200). You can also make a second purchase at Walmart and ask for cash back again.
The cash back near me map shows every store around you with its limit, and the ATM finder covers the cases a register cannot.
Walmart vs other stores
| Store | Cash back limit | Fee | Self-checkout |
|---|---|---|---|
| Walmart | $100 | Free | Yes |
| Target | $40 | Free | Yes |
| CVS | $60 | Free | Yes |
| Walgreens | $20 | Free | Varies |
| ALDI | $100 | Free | Varies |
| Kroger | $300 | $0.50–$3.50 | Yes |
| Albertsons | $200 | Free | Varies |
| Safeway | $200 | Free | Varies |
| Dollar General | $40 | $1.00–$2.50 | Varies |
| Dollar Tree | $50 | $1.00 | Varies |
| Family Dollar | $50 | $1.50 | Varies |
| Costco | $60 | Free | Varies |
| Sam's Club | $100 | Free | Varies |
| Publix | $100 | Free | Varies |
| Whole Foods | $100 | Free | Varies |
| Trader Joe's | $50 | Free | No |
| Meijer | $50 | Free | Varies |
| H-E-B | $100 | Free | Varies |
The full list of stores that give cash back covers more chains, including the ones that do not offer it at all.
Walmart cash back: common questions
Does Walmart do cash back?
Yes. Walmart gives cash back at checkout when you pay for a purchase with a debit card and enter your PIN. The limit is $100 per transaction and there is no fee.
How much cash back can you get at Walmart?
Up to $100 per transaction. You can ask for any amount up to $100.
Does Walmart charge for cash back?
No. Cash back at Walmart is free: you pay only for your purchase, and the cash is added to the same debit transaction.
Does Walmart do cash back at self-checkout?
Yes. Walmart offers cash back at self-checkout as well as at staffed registers.
Does Walmart do cash back with tap to pay or Apple Pay?
Not reliably. Cash back runs as a PIN debit transaction, and a tap from a phone or contactless card often goes through without asking for a PIN, so the terminal never shows the cash back option. If you tap at Walmart and are not offered cash back, insert the chip of your debit card and enter your PIN instead.
Can you get cash back at Walmart with a credit card?
No. Cash back at the register needs a debit card (or a prepaid card) and a PIN. A credit card purchase at Walmart will not offer it.
Do you have to buy something to get cash back at Walmart?
Yes. Cash back is added on top of a purchase, so you need to buy at least one item. There is no need to spend much: the cheapest item in the store is enough.