Does Sam's Club Do Cash Back?
Yes. Sam's Club gives up to $100 cash back per transaction when you pay for a purchase with a debit card and PIN, and it is free.
Sam's Club offers free cash back up to $100 for members paying by debit.
Limit and fee: Sam's Club store policy, cross-checked against published retail guides. Individual stores can set a lower limit, so confirm at the register before you rely on it.
Sam's Club stores near you
Check which Sam's Club is closest.
Sam's Club cash back limit
The most you can get at Sam's Club is $100 per transaction. You can ask for any amount up to $100. The limit applies to each purchase, and your bank's daily debit limit still applies on top of it.
Does Sam's Club charge for cash back?
No. Cash back at Sam's Club is free. You pay for your purchase, the cash is added to the same debit transaction, and nothing extra is charged.
It is not free everywhere: cash back costs $0.50–$3.50 at Kroger, $1–$2.50 at Dollar General, $1 at Dollar Tree and $1.50 at Family Dollar.
Does Sam's Club do cash back at self-checkout?
It depends on the store. Some Sam's Club self-checkout lanes offer cash back and others do not carry cash, so a staffed register is the reliable option.
How to get cash back at Sam's Club
- Buy at least one item. Cash back is added to a purchase and cannot be requested by itself.
- Pay with a debit card, insert the chip and enter your PIN. Credit cards are not offered cash back.
- When the terminal asks "Cash back?", choose an amount up to $100.
- Take the cash from the cashier or the self-checkout dispenser. It appears on your receipt and bank statement as part of the purchase.
If you tap your phone or card and the terminal skips the cash back question, the payment ran without a PIN. Ask the cashier to void it and insert the card instead.
Need more than $100?
These chains give more per transaction with no fee: Albertsons ($200) and Safeway ($200). You can also make a second purchase at Sam's Club and ask for cash back again.
The cash back near me map shows every store around you with its limit, and the ATM finder covers the cases a register cannot.
Sam's Club vs other stores
| Store | Cash back limit | Fee | Self-checkout |
|---|---|---|---|
| Walmart | $100 | Free | Yes |
| Target | $40 | Free | Yes |
| CVS | $60 | Free | Yes |
| Walgreens | $20 | Free | Varies |
| ALDI | $100 | Free | Varies |
| Kroger | $300 | $0.50–$3.50 | Yes |
| Albertsons | $200 | Free | Varies |
| Safeway | $200 | Free | Varies |
| Dollar General | $40 | $1.00–$2.50 | Varies |
| Dollar Tree | $50 | $1.00 | Varies |
| Family Dollar | $50 | $1.50 | Varies |
| Costco | $60 | Free | Varies |
| Sam's Club | $100 | Free | Varies |
| Publix | $100 | Free | Varies |
| Whole Foods | $100 | Free | Varies |
| Trader Joe's | $50 | Free | No |
| Meijer | $50 | Free | Varies |
| H-E-B | $100 | Free | Varies |
The full list of stores that give cash back covers more chains, including the ones that do not offer it at all.
Sam's Club cash back: common questions
Does Sam's Club do cash back?
Yes. Sam's Club gives cash back at checkout when you pay for a purchase with a debit card and enter your PIN. The limit is $100 per transaction and there is no fee.
How much cash back can you get at Sam's Club?
Up to $100 per transaction. You can ask for any amount up to $100. Some stores set a lower limit, depending on how much cash the register holds.
Does Sam's Club charge for cash back?
No. Cash back at Sam's Club is free: you pay only for your purchase, and the cash is added to the same debit transaction.
Does Sam's Club do cash back at self-checkout?
It depends on the store. Some Sam's Club self-checkout lanes offer cash back and others do not carry cash, so a staffed register is the reliable option.
Does Sam's Club do cash back with tap to pay or Apple Pay?
Not reliably. Cash back runs as a PIN debit transaction, and a tap from a phone or contactless card often goes through without asking for a PIN, so the terminal never shows the cash back option. If you tap at Sam's Club and are not offered cash back, insert the chip of your debit card and enter your PIN instead.
Can you get cash back at Sam's Club with a credit card?
No. Cash back at the register needs a debit card (or a prepaid card) and a PIN. A credit card purchase at Sam's Club will not offer it.
Do you have to buy something to get cash back at Sam's Club?
Yes. Cash back is added on top of a purchase, so you need to buy at least one item. There is no need to spend much: the cheapest item in the store is enough.